EU Alternatives › Stripe

EU alternatives to Stripe (2026)

EU-founded and EU-operated payment processors and fintech platforms with strong regulatory standing under PSD2 and EMD2.

14 EU-built startups found

Invoicia
EU-hosted invoice management with PEPPOL e-invoicing, Norwegian VAT (MVA) support, Brønnøysund auto-lookup, and credit notes. GDPR-first.
FinTech, Payments
Sumeria
French mobile bank with peer-to-peer payments and savings — formerly Lydia.
Banking, FinTech
Payplug
Simple online and in-person payment solution for French businesses — a French alternative to Stripe.
FinTech, Payments
Mangopay
White-label payment infrastructure for marketplaces and platforms — a Luxembourg alternative to Stripe Connect.
FinTech, Payments
Spendesk
All-in-one spend management for finance teams — a French alternative to SAP Concur.
FinTech, SaaS
Pleo
Smart company spending with virtual cards and receipt capture — a Danish alternative to Expensify.
FinTech, SaaS
Bunq
Sustainable Dutch neobank with powerful automation features — an alternative to Revolut.
Banking, FinTech
Wise
International money transfers at the real exchange rate — a UK alternative to PayPal and Western Union.
FinTech, Payments
Revolut
Global fintech app for banking, currency exchange and payments — a UK alternative to traditional banks.
Banking, FinTech
N26
Mobile-first digital bank — a German alternative to traditional banks and Monzo.
Banking, FinTech
Sellsy
French CRM, invoicing and marketing platform for SMEs — an alternative to HubSpot and Sage.
CRM, FinTech, SaaS
Klarna
Buy now, pay later and flexible checkout solutions — a European alternative to Affirm and PayPal Credit.
FinTech, Payments
Mollie
Simple payment processing for European businesses — an alternative to Stripe.
FinTech, Payments
Adyen
Global payments platform used by major enterprises — a European alternative to Stripe and Braintree.
FinTech, Payments

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