Wise

About

Wise (formerly TransferWise) is a UK-founded fintech founded in 2011 that offers international money transfers at the real mid-market exchange rate with transparent, low fees — typically far cheaper than bank wire transfers or PayPal. It provides personal and business accounts with local account details in 10+ currencies (GBP, EUR, USD, etc.), debit cards, and batch payment tools for payroll. Wise holds an Electronic Money Institution licence in Belgium and is regulated by the Financial Conduct Authority (UK). EU business accounts are operated from Belgium, with data processed under GDPR. Wise is the standard choice for European freelancers, remote teams, and businesses that receive or send payments in multiple currencies.