Revolut
✓ Verified by EU AltsGlobal fintech app for banking, currency exchange and payments — a UK alternative to traditional banks.
Overview
Revolut builds banking and fintech software since 2015 and is listed with a London, United Kingdom base. Its EU presence does not change its ownership: EU Alts has verified that Revolut is independently owned, with its ultimate ownership based in United Kingdom, and hosts customer data with Google Cloud, so it may still fall under the reach of the US CLOUD Act — worth weighing against Stripe on this specific point.
Why European teams pick Revolut
Teams in Europe still consider Revolut for its banking product and United Kingdom presence, operating since 2015, but unlike a fully EU-owned provider, Revolut is independently owned, with its ultimate ownership based in United Kingdom, and hosts customer data with Google Cloud — so it does not fully avoid US CLOUD Act exposure the way some other alternatives to Stripe do.
See more EU banking tools or browse other startups from United Kingdom.
About
Revolut is a UK-founded (2015) financial super-app offering multi-currency accounts, currency exchange at interbank rates, international transfers, crypto trading, stock investing, and travel insurance. It holds a banking licence in Lithuania (for EU operations) and the UK, with EU customer deposits protected under Lithuanian deposit insurance. Revolut is particularly popular for its fee-free currency exchange — useful for EU businesses and travellers transacting in multiple currencies — and its real-time spending analytics. While founded in the UK, EU operations are entirely EU-regulated through its Lithuanian banking subsidiary. Revolut processes EU user data within the EU and complies with GDPR.
Details
- Founded
- 2015
- Headquarters
- London, United Kingdom
- Ownership
- Independently owned (United Kingdom)
- Hosting
- Google Cloud
- CLOUD Act
- Exposed
- Verified
- 2026-07-31
- Last checked
- 2026-07-31
- Company size
- 200+ employees
Compare with the US product you may be replacing
Revolut is listed in a category that our US-product comparison pages cover. See every EU option side by side:
Other EU startups like Revolut
- Bunq ✓ Verified by EU AltsNetherlands — Sustainable Dutch neobank with powerful automation features — an alternative to Revolut.
- N26 ✓ Verified by EU AltsGermany — Mobile-first digital bank — a German alternative to traditional banks and Monzo.
- Wise ✓ Verified by EU AltsUnited Kingdom — International money transfers at the real exchange rate — a UK alternative to PayPal and Western Union.
- Mollie ✓ Verified by EU AltsNetherlands — Simple payment processing for European businesses — an alternative to Stripe.
- Mangopay ✓ Verified by EU AltsLuxembourg — White-label payment infrastructure for marketplaces and platforms — a Luxembourg alternative to Stripe Connect.
- Klarna ✓ Verified by EU AltsSweden — Buy now, pay later and flexible checkout solutions — a European alternative to Affirm and PayPal Credit.
Frequently asked questions
What does Revolut do?
Revolut is global fintech app for banking, currency exchange and payments — a uk alternative to traditional banks. It is listed under banking and fintech on EU Alts because its core functionality serves teams looking for a European banking tool with EU data residency, typically as a switch away from Stripe.
Is Revolut GDPR compliant?
Revolut is listed with a London, United Kingdom base, but its recorded ownership is based in United Kingdom, so EU jurisdiction is not assumed. However, EU Alts has verified that Revolut is independently owned, with its ultimate ownership based in United Kingdom, and hosts customer data with Google Cloud, which means — unlike a fully EU-owned provider — it may still be reachable under the US CLOUD Act, similar to Stripe in that respect.
How do teams switch from Stripe to Revolut?
Teams evaluating a move from Stripe to Revolut should note: Revolut is independently owned, with its ultimate ownership based in United Kingdom, and hosts customer data with Google Cloud, so this switch narrows but may not fully close the US CLOUD Act gap. Weigh that against the banking workflow fit before treating it as a complete Schrems II fix.
Where is Revolut based?
Revolut is headquartered in London, United Kingdom. The company was founded in 2015. Its main website is https://www.revolut.com.