Mollie
Simple payment processing for European businesses — an alternative to Stripe.
Overview
Mollie is a Amsterdam, Netherlands-based European company building fintech and payments software since 2004. As an EU-headquartered provider, Mollie operates under GDPR and is outside the reach of the US CLOUD Act, making it a privacy-friendly alternative to well-known US incumbents for European teams.
Why European teams pick Mollie
Teams in Europe pick Mollie when they want a fintech provider that bills in EUR, supports their local data-protection officer requirements, and keeps customer data under Netherlands law, operating since 2004. Compared with well-known US incumbents, Mollie avoids cross-border data transfers under Schrems II and the US CLOUD Act, which is often the deciding factor for European procurement and legal teams.
See more EU fintech tools or browse other startups from Netherlands.
About
Mollie is a Dutch payment service provider founded in 2004, known for simple integration, transparent pricing, and broad European payment method coverage. It supports iDEAL, Bancontact, SOFORT, Klarna, credit cards, Apple Pay, Google Pay, and 20+ other payment methods — particularly strong for Benelux, German, and French markets. Mollie has no monthly fees and no minimum volumes — pricing is per transaction only, which makes it ideal for startups and SMEs. Its API and plugins for WooCommerce, Magento, Shopify, and Wix are developer-friendly and well-documented. Mollie is regulated by De Nederlandsche Bank and processes all data within the EU, with a GDPR DPA available to all merchants.
Details
- Founded
- 2004
- Headquarters
- Amsterdam, Netherlands
Other EU startups like Mollie
- InvoiciaNorway — EU-hosted invoice management with PEPPOL e-invoicing, Norwegian VAT (MVA) support, Brønnøysund auto-lookup, and credit notes. GDPR-first.
- SumeriaFrance — French mobile bank with peer-to-peer payments and savings — formerly Lydia.
- PayplugFrance — Simple online and in-person payment solution for French businesses — a French alternative to Stripe.
- MangopayLuxembourg — White-label payment infrastructure for marketplaces and platforms — a Luxembourg alternative to Stripe Connect.
- SpendeskFrance — All-in-one spend management for finance teams — a French alternative to SAP Concur.
- PleoDenmark — Smart company spending with virtual cards and receipt capture — a Danish alternative to Expensify.
Frequently asked questions
What is Mollie?
Mollie is a Dutch payment service provider founded in 2004, known for simple integration, transparent pricing, and broad European payment method coverage. It supports iDEAL, Bancontact, SOFORT, Klarna, credit cards, Apple Pay, Google Pay, and 20+ other payment methods — particularly strong for Benelux, German, and French markets. Mollie has no monthly fees and no minimum volumes — pricing is per transaction only, which makes it ideal for startups and SMEs. Its API and plugins for WooCommerce, Magento, Shopify, and Wix are developer-friendly and well-documented. Mollie is regulated by De Nederlandsche Bank and processes all data within the EU, with a GDPR DPA available to all merchants.
What does Mollie do?
Mollie is simple payment processing for european businesses — an alternative to stripe. It is listed under fintech and payments on EU Alts because its core functionality serves teams looking for a European fintech tool with EU data residency, typically as a switch away from well-known US incumbents.
Is Mollie a good European fintech alternative?
Mollie is a fit for European businesses evaluating fintech options where data residency and GDPR alignment matter — typical buyers include EU-based SaaS teams, public-sector projects, regulated industries (healthcare, finance, legal), and any organisation that needs to demonstrate that customer data does not leave the EU. It also overlaps with payments use cases.
Is Mollie GDPR compliant?
Mollie is headquartered in Amsterdam, Netherlands and falls under EU jurisdiction, so it processes user data under the GDPR by default. Customer data processing is supervised by Netherlands's data protection authority, the Autoriteit Persoonsgegevens (AP). Because the company is not US-incorporated, it is not subject to the US CLOUD Act — meaning US authorities cannot compel Mollie to disclose customer data the way they can with well-known US incumbents. For European buyers, that often simplifies DPIA paperwork and standard contractual clauses.
How do teams switch from well-known US incumbents to Mollie?
Most teams move to Mollie from well-known US incumbents because they want EU data residency without giving up the core fintech workflow. Mollie's Netherlands base means a single jurisdiction for both the company and (typically) its hosting infrastructure, so you can drop Schrems II transfer impact assessments for this part of your stack. Plan the migration in stages: export your data from the US incumbent, pilot Mollie with a small team, then move the rest once the integration coverage you need is confirmed.
Where is Mollie based?
Mollie is headquartered in Amsterdam, Netherlands. The company was founded in 2004. Its main website is https://www.mollie.com.