Mollie
✓ Verified by EU AltsSimple payment processing for European businesses — an alternative to Stripe.
Overview
Mollie is a Amsterdam, Netherlands-based European company building fintech and payments software since 2004. Despite its EU base, EU Alts has verified that Mollie independently owned, with its ultimate ownership based in Netherlands, and hosts customer data with Google Cloud, so it may still fall under the reach of the US CLOUD Act — worth weighing against well-known US incumbents on this specific point.
Why European teams pick Mollie
Teams in Europe still consider Mollie for its fintech product and Netherlands presence, operating since 2004, but unlike a fully EU-owned provider, Mollie independently owned, with its ultimate ownership based in Netherlands, and hosts customer data with Google Cloud — so it does not fully avoid US CLOUD Act exposure the way some other alternatives to well-known US incumbents do.
See more EU fintech tools or browse other startups from Netherlands.
About
Mollie is a Dutch payment service provider founded in 2004, known for simple integration, transparent pricing, and broad European payment method coverage. It supports iDEAL, Bancontact, SOFORT, Klarna, credit cards, Apple Pay, Google Pay, and 20+ other payment methods — particularly strong for Benelux, German, and French markets. Mollie has no monthly fees and no minimum volumes — pricing is per transaction only, which makes it ideal for startups and SMEs. Its API and plugins for WooCommerce, Magento, Shopify, and Wix are developer-friendly and well-documented. Mollie is regulated by De Nederlandsche Bank and processes all data within the EU, with a GDPR DPA available to all merchants.
Details
- Founded
- 2004
- Headquarters
- Amsterdam, Netherlands
- Ownership
- Independently owned (Netherlands)
- Hosting
- Google Cloud
- CLOUD Act
- Exposed
- Company size
- 200+ employees
Other EU startups like Mollie
- KSeF Radar Poland — Polish SaaS for monitoring KSeF invoices and keeping accounting workflows under control.
- Invoicia Norway — EU-hosted invoice management with PEPPOL e-invoicing, Norwegian VAT (MVA) support, Brønnøysund auto-lookup, and credit notes. GDPR-first.
- Sumeria France — French mobile bank with peer-to-peer payments and savings — formerly Lydia.
- Payplug France — Simple online and in-person payment solution for French businesses — a French alternative to Stripe.
- Mangopay ✓ Verified by EU AltsLuxembourg — White-label payment infrastructure for marketplaces and platforms — a Luxembourg alternative to Stripe Connect.
- Spendesk France — All-in-one spend management for finance teams — a French alternative to SAP Concur.
Frequently asked questions
What is Mollie?
Mollie is a Dutch payment service provider founded in 2004, known for simple integration, transparent pricing, and broad European payment method coverage. It supports iDEAL, Bancontact, SOFORT, Klarna, credit cards, Apple Pay, Google Pay, and 20+ other payment methods — particularly strong for Benelux, German, and French markets. Mollie has no monthly fees and no minimum volumes — pricing is per transaction only, which makes it ideal for startups and SMEs. Its API and plugins for WooCommerce, Magento, Shopify, and Wix are developer-friendly and well-documented. Mollie is regulated by De Nederlandsche Bank and processes all data within the EU, with a GDPR DPA available to all merchants.
What does Mollie do?
Mollie is simple payment processing for european businesses — an alternative to stripe. It is listed under fintech and payments on EU Alts because its core functionality serves teams looking for a European fintech tool with EU data residency, typically as a switch away from well-known US incumbents.
Is Mollie a good European fintech alternative?
Mollie is a fit for European businesses evaluating fintech options where data residency and GDPR alignment matter — typical buyers include EU-based SaaS teams, public-sector projects, regulated industries (healthcare, finance, legal), and any organisation that needs to demonstrate that customer data does not leave the EU. It also overlaps with payments use cases.
Is Mollie GDPR compliant?
Mollie is headquartered in Amsterdam, Netherlands and processes user data under the GDPR by default. Customer data processing is supervised by Netherlands's data protection authority, the Autoriteit Persoonsgegevens (AP). However, EU Alts has verified that Mollie independently owned, with its ultimate ownership based in Netherlands, and hosts customer data with Google Cloud, which means — unlike a fully EU-owned provider — it may still be reachable under the US CLOUD Act, similar to well-known US incumbents in that respect.
How do teams switch from well-known US incumbents to Mollie?
Teams evaluating a move from well-known US incumbents to Mollie should note: Mollie independently owned, with its ultimate ownership based in Netherlands, and hosts customer data with Google Cloud, so this switch narrows but may not fully close the US CLOUD Act gap. Weigh that against the fintech workflow fit before treating it as a complete Schrems II fix.
Where is Mollie based?
Mollie is headquartered in Amsterdam, Netherlands. The company was founded in 2004. Its main website is https://www.mollie.com.