Payments
7 EU-headquartered payments companies on EU Alts — including Invoicia, Payplug, and Mangopay. Every listed provider is founded or based in Europe; each listing page records its ownership and hosting so you can judge US CLOUD Act exposure.
Invoicia✓ Verified by EU AltsFree, EU-hosted invoicing for sole traders and small businesses: create a PDF invoice in under a minute with no account. Optional free account adds PEPPOL BIS 3.0 XML export and e-mail sending.
Payplug✓ Verified by EU AltsSimple online and in-person payment solution for French businesses — a French alternative to Stripe.
Mangopay✓ Verified by EU AltsWhite-label payment infrastructure for marketplaces and platforms — a Luxembourg alternative to Stripe Connect.
Wise✓ Verified by EU AltsInternational money transfers at the real exchange rate — a UK alternative to PayPal and Western Union.
Klarna✓ Verified by EU AltsBuy now, pay later and flexible checkout solutions — a European alternative to Affirm and PayPal Credit.
Mollie✓ Verified by EU AltsSimple payment processing for European businesses — an alternative to Stripe.
Adyen✓ Verified by EU AltsGlobal payments platform used by major enterprises — a European alternative to Stripe and Braintree.
Frequently asked questions
What are the best EU-built Payments tools?
EU Alts lists 7 EU-headquartered Payments companies — including Invoicia, Payplug, and Mangopay. All are founded or based in Europe (from Netherlands, France, and Luxembourg), giving you European alternatives to US Payments software; each listing records its own ownership and hosting.
Which Payments startups should I shortlist first?
Three picks worth shortlisting first: Invoicia (Norway) — Free, EU-hosted invoicing for sole traders and small businesses: create a PDF invoice in under a minute with no account. Optional free account adds PEPPOL BIS 3.0 XML export and e-mail sending.; Payplug (France) — Simple online and in-person payment solution for French businesses — a French alternative to Stripe.; Mangopay (Luxembourg) — White-label payment infrastructure for marketplaces and platforms — a Luxembourg alternative to Stripe Connect..
Are Payments tools from EU companies GDPR-compliant?
EU-headquartered Payments providers are subject to the GDPR by default. The Payments startups on this page are based from Netherlands, France, and Luxembourg; whether a given company is outside the US CLOUD Act depends on its ownership and hosting, which EU Alts checks per listing.
How do I switch to a GDPR-compliant Payments alternative?
Start by identifying which EU-based Payments tools match your feature requirements from the list above. Most EU providers offer free trials and data migration guides to help you move from US-based incumbents. For a Payments switch specifically, check what data export formats your current tool supports and whether the EU alternative offers an importer.