Payments
7 EU-headquartered payments companies on EU Alts — including Invoicia, Payplug, and Mangopay. Every listed provider is founded or based in Europe, giving you a GDPR-compliant payments option that is not subject to the US CLOUD Act.
InvoiciaEU-hosted invoice management with PEPPOL e-invoicing, Norwegian VAT (MVA) support, Brønnøysund auto-lookup, and credit notes. GDPR-first.
PayplugSimple online and in-person payment solution for French businesses — a French alternative to Stripe.
MangopayWhite-label payment infrastructure for marketplaces and platforms — a Luxembourg alternative to Stripe Connect.
WiseInternational money transfers at the real exchange rate — a UK alternative to PayPal and Western Union.
KlarnaBuy now, pay later and flexible checkout solutions — a European alternative to Affirm and PayPal Credit.
MollieSimple payment processing for European businesses — an alternative to Stripe.
AdyenGlobal payments platform used by major enterprises — a European alternative to Stripe and Braintree.
Frequently asked questions
What are the best EU-built Payments tools?
EU Alts lists 7 EU-headquartered Payments companies — including Invoicia, Payplug, and Mangopay. All are founded or based in Europe (from Netherlands, France, and Luxembourg), giving you GDPR-compliant alternatives to US Payments software with data stored within EU jurisdiction.
Which Payments startups should I shortlist first?
Three picks worth shortlisting first: Invoicia (Norway) — EU-hosted invoice management with PEPPOL e-invoicing, Norwegian VAT (MVA) support, Brønnøysund auto-lookup, and credit notes. GDPR-first.; Payplug (France) — Simple online and in-person payment solution for French businesses — a French alternative to Stripe.; Mangopay (Luxembourg) — White-label payment infrastructure for marketplaces and platforms — a Luxembourg alternative to Stripe Connect..
Are Payments tools from EU companies GDPR-compliant?
EU-headquartered Payments providers are subject to the GDPR by default and cannot be compelled to hand over your data under the US CLOUD Act. The Payments startups on this page are based from Netherlands, France, and Luxembourg, all within EU jurisdiction, which makes them a safer default for European businesses handling personal data.
How do I switch to a GDPR-compliant Payments alternative?
Start by identifying which EU-based Payments tools match your feature requirements from the list above. Most EU providers offer free trials and data migration guides to help you move from US-based incumbents. For a Payments switch specifically, check what data export formats your current tool supports and whether the EU alternative offers an importer.