FinTech
15 EU-headquartered fintech companies on EU Alts — including KSeF Radar, Invoicia, and Sumeria. Every listed provider is founded or based in Europe, giving you a GDPR-compliant fintech option that is not subject to the US CLOUD Act.
Polish SaaS for monitoring KSeF invoices and keeping accounting workflows under control.
EU-hosted invoice management with PEPPOL e-invoicing, Norwegian VAT (MVA) support, Brønnøysund auto-lookup, and credit notes. GDPR-first.
French mobile bank with peer-to-peer payments and savings — formerly Lydia.
Simple online and in-person payment solution for French businesses — a French alternative to Stripe.
Mangopay✓ Verified by EU AltsWhite-label payment infrastructure for marketplaces and platforms — a Luxembourg alternative to Stripe Connect.
All-in-one spend management for finance teams — a French alternative to SAP Concur.
Pleo✓ Verified by EU AltsSmart company spending with virtual cards and receipt capture — a Danish alternative to Expensify.
Bunq✓ Verified by EU AltsSustainable Dutch neobank with powerful automation features — an alternative to Revolut.
International money transfers at the real exchange rate — a UK alternative to PayPal and Western Union.
Revolut✓ Verified by EU AltsGlobal fintech app for banking, currency exchange and payments — a UK alternative to traditional banks.
N26✓ Verified by EU AltsMobile-first digital bank — a German alternative to traditional banks and Monzo.
French CRM, invoicing and marketing platform for SMEs — an alternative to HubSpot and Sage.
Klarna✓ Verified by EU AltsBuy now, pay later and flexible checkout solutions — a European alternative to Affirm and PayPal Credit.
Mollie✓ Verified by EU AltsSimple payment processing for European businesses — an alternative to Stripe.
Adyen✓ Verified by EU AltsGlobal payments platform used by major enterprises — a European alternative to Stripe and Braintree.
Frequently asked questions
What are the best EU-built FinTech tools?
EU Alts lists 15 EU-headquartered FinTech companies — including KSeF Radar, Invoicia, and Sumeria. All are founded or based in Europe (from France, Netherlands, and United Kingdom), giving you GDPR-compliant alternatives to US FinTech software with data stored within EU jurisdiction.
Which FinTech startups should I shortlist first?
Three picks worth shortlisting first: KSeF Radar (Poland) — Polish SaaS for monitoring KSeF invoices and keeping accounting workflows under control.; Invoicia (Norway) — EU-hosted invoice management with PEPPOL e-invoicing, Norwegian VAT (MVA) support, Brønnøysund auto-lookup, and credit notes. GDPR-first.; Sumeria (France) — French mobile bank with peer-to-peer payments and savings — formerly Lydia..
Are FinTech tools from EU companies GDPR-compliant?
EU-headquartered FinTech providers are subject to the GDPR by default and cannot be compelled to hand over your data under the US CLOUD Act. The FinTech startups on this page are based from France, Netherlands, and United Kingdom, all within EU jurisdiction, which makes them a safer default for European businesses handling personal data.
How do I switch to a GDPR-compliant FinTech alternative?
Start by identifying which EU-based FinTech tools match your feature requirements from the list above. Most EU providers offer free trials and data migration guides to help you move from US-based incumbents. For a FinTech switch specifically, check what data export formats your current tool supports and whether the EU alternative offers an importer.