FinTech
14 EU-headquartered fintech companies on EU Alts — including KSeF Radar, Invoicia, and Payplug. Every listed provider is founded or based in Europe; each listing page records its ownership and hosting so you can judge US CLOUD Act exposure.
Polish SaaS for monitoring KSeF invoices and keeping accounting workflows under control.
Invoicia✓ Verified by EU AltsEU-hosted invoice management with PEPPOL e-invoicing, Norwegian VAT (MVA) support, Brønnøysund auto-lookup, and credit notes. GDPR-first.
Payplug✓ Verified by EU AltsSimple online and in-person payment solution for French businesses — a French alternative to Stripe.
Mangopay✓ Verified by EU AltsWhite-label payment infrastructure for marketplaces and platforms — a Luxembourg alternative to Stripe Connect.
Spendesk✓ Verified by EU AltsAll-in-one spend management for finance teams — a French alternative to SAP Concur.
Pleo✓ Verified by EU AltsSmart company spending with virtual cards and receipt capture — a Danish alternative to Expensify.
Bunq✓ Verified by EU AltsSustainable Dutch neobank with powerful automation features — an alternative to Revolut.
Wise✓ Verified by EU AltsInternational money transfers at the real exchange rate — a UK alternative to PayPal and Western Union.
Revolut✓ Verified by EU AltsGlobal fintech app for banking, currency exchange and payments — a UK alternative to traditional banks.
N26✓ Verified by EU AltsMobile-first digital bank — a German alternative to traditional banks and Monzo.
Sellsy✓ Verified by EU AltsFrench CRM, invoicing and marketing platform for SMEs — an alternative to HubSpot and Sage.
Klarna✓ Verified by EU AltsBuy now, pay later and flexible checkout solutions — a European alternative to Affirm and PayPal Credit.
Mollie✓ Verified by EU AltsSimple payment processing for European businesses — an alternative to Stripe.
Adyen✓ Verified by EU AltsGlobal payments platform used by major enterprises — a European alternative to Stripe and Braintree.
Frequently asked questions
What are the best EU-built FinTech tools?
EU Alts lists 14 EU-headquartered FinTech companies — including KSeF Radar, Invoicia, and Payplug. All are founded or based in Europe (from France, Netherlands, and United Kingdom), giving you European alternatives to US FinTech software; each listing records its own ownership and hosting.
Which FinTech startups should I shortlist first?
Three picks worth shortlisting first: KSeF Radar (Poland) — Polish SaaS for monitoring KSeF invoices and keeping accounting workflows under control.; Invoicia (Norway) — EU-hosted invoice management with PEPPOL e-invoicing, Norwegian VAT (MVA) support, Brønnøysund auto-lookup, and credit notes. GDPR-first.; Payplug (France) — Simple online and in-person payment solution for French businesses — a French alternative to Stripe..
Are FinTech tools from EU companies GDPR-compliant?
EU-headquartered FinTech providers are subject to the GDPR by default. The FinTech startups on this page are based from France, Netherlands, and United Kingdom; whether a given company is outside the US CLOUD Act depends on its ownership and hosting, which EU Alts checks per listing.
How do I switch to a GDPR-compliant FinTech alternative?
Start by identifying which EU-based FinTech tools match your feature requirements from the list above. Most EU providers offer free trials and data migration guides to help you move from US-based incumbents. For a FinTech switch specifically, check what data export formats your current tool supports and whether the EU alternative offers an importer.