Banking
4 EU-headquartered banking companies on EU Alts — including Sumeria, Bunq, and Revolut. Every listed provider is founded or based in Europe, giving you a GDPR-compliant banking option that is not subject to the US CLOUD Act.
- Sumeria
French mobile bank with peer-to-peer payments and savings — formerly Lydia.
BunqSustainable Dutch neobank with powerful automation features — an alternative to Revolut.
RevolutGlobal fintech app for banking, currency exchange and payments — a UK alternative to traditional banks.
N26Mobile-first digital bank — a German alternative to traditional banks and Monzo.
Frequently asked questions
What are the best EU-built Banking tools?
EU Alts lists 4 EU-headquartered Banking companies — including Sumeria, Bunq, and Revolut. All are founded or based in Europe (from France, Germany, and Netherlands), giving you GDPR-compliant alternatives to US Banking software with data stored within EU jurisdiction.
Which Banking startups should I shortlist first?
Three picks worth shortlisting first: Sumeria (France) — French mobile bank with peer-to-peer payments and savings — formerly Lydia.; Bunq (Netherlands) — Sustainable Dutch neobank with powerful automation features — an alternative to Revolut.; Revolut (United Kingdom) — Global fintech app for banking, currency exchange and payments — a UK alternative to traditional banks..
Are Banking tools from EU companies GDPR-compliant?
EU-headquartered Banking providers are subject to the GDPR by default and cannot be compelled to hand over your data under the US CLOUD Act. The Banking startups on this page are based from France, Germany, and Netherlands, all within EU jurisdiction, which makes them a safer default for European businesses handling personal data.
How do I switch to a GDPR-compliant Banking alternative?
Start by identifying which EU-based Banking tools match your feature requirements from the list above. Most EU providers offer free trials and data migration guides to help you move from US-based incumbents. For a Banking switch specifically, check what data export formats your current tool supports and whether the EU alternative offers an importer.